This article outlines the concept of future rental and its potential benefits for investment in the real estate market.

• Indian investors are recognised for their financial acumen and willingness to take calculated risks. With a strong understanding of personal finances and long-term planning, many individuals are moving towards nuclear family structures while simultaneously acquiring multiple properties to hedge against inflation. Real estate is widely regarded as a means of securing higher returns, particularly in regions where significant government and institutional investments are anticipated. This correlation indicates that returns in real estate are closely tied to future development within the area.
• Currently, the Delhi NCR and Mumbai-Pune regions are witnessing substantial growth in real estate investments, with prominent developers launching major housing projects. These markets offer some of the highest rental yields in India, attracting considerable investment activity. Leading projects from developers such as DLF, Trump Tower, Godrej, among others, have experienced rapid sales, often being sold out on the day of launch or shortly thereafter. Many builders now provide dedicated rental services, offering investors the convenience of focusing solely on funding their investments, while operational aspects are managed by the developer or third-party service providers.
• The availability and management of funds are critical to the financial advancement of both individuals and organisations. Strategic fund planning encompasses current and future cash flows and associated calculations. In support of this, several government banks are extending additional funding options, taking into account projected future rental income from secondary properties upon possession, regardless of whether these properties are ready for occupancy or still under construction. This approach enhances investors’ ability to manage finances effectively, optimise investments, or maintain reserves. It should be noted, however, that the declared possession date for such properties must fall within four years from the initiation of the loan.