Terms And Conditions

Effective Date: 30th Sep 2025

Welcome to The Nest Guru. By accessing or using our website and services, you agree to abide by the following Terms & Conditions.

  1. Our Services
    • We provide loan consultancy and advisory services by comparing loan products from multiple banks/NBFCs.
    • We assist with documentation, eligibility checks, and application submission.
    • Final approval, loan disbursal, interest rates, and terms are solely determined by the respective banks/NBFCs, not The Nest Guru.
  1. Eligibility
    • You must be at least 18 years old and legally competent to enter into contracts under Indian law.
    • You agree to provide accurate, complete, and up-to-date information during the loan application process.
  1. User Obligations
    • You will not misuse the website or submit false, misleading, or fraudulent information.
    • You agree not to use our platform for unlawful or unauthorized purposes.
    • You understand that incomplete, false, or misleading data may result in rejection of your application.
  1. Fees & Charges
    • The Nest Guru provides consultancy services free of charge to customers.
    • Banks/NBFCs may impose processing fees, penalties, or charges as per their own policies. Customers are responsible for reviewing lender terms before applying.
  1. Intellectual Property
    • All trademarks, logos, website design, text, graphics, and content are the property of The Nest Guru.
    • Unauthorized use, reproduction, or distribution of content is strictly prohibited.
  1. Limitation of Liability
    • The Nest Guru is not responsible for loan approval, disbursal timelines, interest rates, or rejection by lenders.
    • While we make every effort to provide accurate and up-to-date information, we do not accept any liability for financial losses, delays, or damages arising from reliance on the information provided. Users are advised to exercise discretion and seek independent verification where necessary
    • Use of our services is at your own risk.
  1. Indemnification
    • You agree to indemnify and hold harmless The Nest Guru, its employees, and affiliates against any claims, damages, or liabilities arising from your misuse of the website or services.
  1. Governing Law & Jurisdiction
    • These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Gurugram, Haryana.
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